Dive Brief
A significant shift is anticipated in the financial sector, with nearly 23% of Chief Financial Officers (CFOs) indicating that their treasury teams will likely embrace cryptocurrencies for payment or investment purposes within the next two years, as revealed by a recent survey from Deloitte, a leading consulting firm. For companies boasting revenues of $10 billion or more, this figure rises to 39%. The Q2 2025 North American Signals survey also highlights a particular interest among CFOs in stablecoins—digital currencies pegged to traditional assets like fiat currencies—as a practical means of entering the digital asset landscape. Notably, just 1% of the 200 CFOs surveyed ruled out the long-term use of stablecoins.
Dive Insight
In the past year, stablecoins have captured the attention of business leaders and executives, especially as the current administration moves to integrate cryptocurrency into the mainstream financial framework. Recently enacted legislation, such as the GENIUS Act, aims to provide a regulatory structure for stablecoin issuers. Experts have conveyed that this act adds significant credibility to stablecoins and cryptocurrencies overall, prompting CFOs to explore their potential applications within corporate structures. Among the advantages touted for stablecoins is their ability to facilitate quicker and more economical international transactions, with 39% of CFOs identifying enhanced cross-border payment efficiency as a primary incentive for adoption. Additionally, 45% of finance executives view improved customer privacy as another compelling reason to incorporate stablecoins into their operations.
As enthusiasm for stablecoins grows, CFOs are beginning discussions with other members of senior management regarding their integration. Deloitte’s survey indicates that 37% of CFOs have engaged their boards in conversations about cryptocurrency, while 41% have discussed the topic with Chief Information Officers (CIOs). However, these early dialogues highlight a recognition that any shift towards adoption will necessitate a solid governance framework and substantial IT support.
Despite the clarity brought by the GENIUS Act regarding stablecoin issuance, uncertainties remain about cryptocurrency accounting and compliance for CFOs. Lawmakers are still grappling with fundamental questions about which digital assets could be classified as securities and which regulatory bodies have jurisdiction over them. Recently, the House of Representatives passed both the Digital Asset Market Clarity Act of 2025, known as the CLARITY Act, and the Anti-Central Bank Digital Currency Surveillance State Act to address these regulatory ambiguities. The CLARITY Act, spearheaded by Rep. French Hill, aims to create a regulatory framework for digital commodities and assign oversight authority to the Commodity Futures Trading Commission (CFTC) for transactions involving these assets.
In a recent report, the Presidential Working Group on cryptocurrency, established by President Trump, urged lawmakers to move forward with the CLARITY Act, emphasizing the need for comprehensive regulatory oversight to empower the CFTC in managing spot markets for non-security digital assets. The report also outlines a strategic plan for both the CFTC and the Securities and Exchange Commission (SEC), recommending that these agencies leverage their authority to facilitate federal-level digital asset trading. SEC Chair Paul Atkins commented on the report, asserting that a rational regulatory framework for digital assets is essential for fostering American innovation, protecting investors from fraud, and maintaining the global competitiveness of U.S. capital markets. He expressed gratitude that President Trump shares this vision and is actively pursuing it.
